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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,724 | $159,934-72.0% | $147,005-69.6% | $145,959-69.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.25% | 98.24%-85.0pp | 418.76%-405.5pp | 561.95%-548.7pp |
| Employer contribution / active EE | $7,373 | $5,287+39.4% | $4,934+49.4% | $4,661+58.2% |
| Participant deferral / active EE | $15,699 | $8,427+86.3% | $8,070+94.5% | $6,689+134.7% |
| Admin fee / account holder | $9,845 | $15,053-34.6% | $13,006-24.3% | $13,398-26.5% |