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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,514 | $160,070+44.0% | $147,117+56.7% | $145,897+58.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.92% | 98.69%-84.8pp | 420.54%-406.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,230 | $5,285-76.7% | $4,932-75.1% | $4,663-73.6% |
| Participant deferral / active EE | $10,702 | $8,419+27.1% | $8,065+32.7% | $6,689+60.0% |
| Admin fee / account holder | $9,337 | $15,035-37.9% | $12,993-28.1% | $13,390-30.3% |