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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,154 | $173,397-75.7% | $135,987-69.0% | $145,877-71.1% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.4%-1.4pp | 80.3%-5.3pp |
| Annual return | 13.89% | 1166.18%-1152.3pp | 580.01%-566.1pp | 551.28%-537.4pp |
| Employer contribution / active EE | $3,827 | $5,281-27.5% | $4,214-9.2% | $4,663-17.9% |
| Participant deferral / active EE | $8,188 | $8,710-6.0% | $7,027+16.5% | $6,691+22.4% |
| Admin fee / account holder | $3,369 | $9,663-65.1% | $6,716-49.8% | $13,402-74.9% |