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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,256 | $96,731-66.7% | $123,973-74.0% | $86,983-62.9% |
| Participation rate | 46.9% | 70.0%-23.1pp | 76.7%-29.8pp | 69.5%-22.7pp |
| Annual return | 17.99% | 17.33%+0.7pp | 388.13%-370.1pp | 25.83%-7.8pp |
| Employer contribution / active EE | $1,477 | $3,297-55.2% | $4,126-64.2% | $2,584-42.9% |
| Participant deferral / active EE | $3,433 | $4,152-17.3% | $5,247-34.6% | $4,194-18.1% |
| Admin fee / account holder | $1,191 | $8,722-86.3% | $11,799-89.9% | $7,856-84.8% |