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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,256 | $89,259-63.9% | $107,187-69.9% | $82,637-61.0% |
| Participation rate | 46.9% | 67.9%-21.1pp | 75.0%-28.1pp | 68.1%-21.2pp |
| Annual return | 17.99% | 21.02%-3.0pp | 204.55%-186.6pp | 53.51%-35.5pp |
| Employer contribution / active EE | $1,477 | $3,080-52.1% | $3,782-61.0% | $2,552-42.1% |
| Participant deferral / active EE | $3,433 | $4,037-15.0% | $5,096-32.6% | $4,126-16.8% |
| Admin fee / account holder | $1,191 | $7,381-83.9% | $9,162-87.0% | $7,339-83.8% |