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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,215 | $183,539-5.6% | $155,556+11.4% | $145,897+18.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.79% | 61.31%-53.5pp | 64.84%-57.0pp | 552.29%-544.5pp |
| Employer contribution / active EE | $2,137 | $5,315-59.8% | $4,675-54.3% | $4,663-54.2% |
| Participant deferral / active EE | $8,134 | $6,467+25.8% | $5,631+44.5% | $6,689+21.6% |
| Admin fee / account holder | $8,390 | $19,275-56.5% | $15,885-47.2% | $13,390-37.3% |