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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,201 | $70,366-18.7% | $66,674-14.2% | $138,895-58.8% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 16.53% | 386.41%-369.9pp | 321.24%-304.7pp | 145.39%-128.9pp |
| Employer contribution / active EE | $1,383 | $2,765-50.0% | $2,620-47.2% | $4,194-67.0% |
| Participant deferral / active EE | $6,141 | $4,374+40.4% | $4,084+50.4% | $6,396-4.0% |
| Admin fee / account holder | $5,185 | $5,262-1.5% | $5,098+1.7% | $12,562-58.7% |