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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,283 | $169,356-93.3% | $129,406-91.3% | $145,897-92.3% |
| Participation rate | 78.3% | 76.5%+1.8pp | 69.6%+8.6pp | 80.3%-2.0pp |
| Annual return | 12.20% | 14418.62%-14406.4pp | 9468.18%-9456.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $730 | $5,542-86.8% | $4,155-82.4% | $4,663-84.3% |
| Participant deferral / active EE | $1,677 | $4,987-66.4% | $4,167-59.7% | $6,689-74.9% |
| Admin fee / account holder | $430 | $9,915-95.7% | $7,689-94.4% | $13,390-96.8% |