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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,556 | $107,733+74.1% | $92,985+101.7% | $154,746+21.2% |
| Participation rate | 42.9% | 74.6%-31.7pp | 69.5%-26.6pp | 80.7%-37.8pp |
| Annual return | 9.89% | 30.39%-20.5pp | 27.99%-18.1pp | 172.34%-162.4pp |
| Employer contribution / active EE | $1,028 | $3,126-67.1% | $2,662-61.4% | $4,379-76.5% |
| Participant deferral / active EE | $6,853 | $5,053+35.6% | $4,377+56.6% | $6,730+1.8% |
| Admin fee / account holder | $1,214 | $11,369-89.3% | $9,463-87.2% | $14,365-91.5% |