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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,194 | $114,119-56.0% | $107,187-53.2% | $138,895-63.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.40% | 273.21%-253.8pp | 204.55%-185.1pp | 145.39%-126.0pp |
| Employer contribution / active EE | $1,839 | $4,059-54.7% | $3,782-51.4% | $4,194-56.2% |
| Participant deferral / active EE | $7,251 | $5,538+30.9% | $5,096+42.3% | $6,396+13.4% |
| Admin fee / account holder | $940 | $10,024-90.6% | $9,162-89.7% | $12,562-92.5% |