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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,678 | $97,125+163.2% | $86,233+196.5% | $137,256+86.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 14.37% | 74.19%-59.8pp | 61.39%-47.0pp | 220.34%-206.0pp |
| Employer contribution / active EE | $13,702 | $2,841+382.2% | $2,504+447.1% | $4,156+229.7% |
| Participant deferral / active EE | $34,750 | $5,180+570.9% | $4,559+662.2% | $6,407+442.4% |
| Admin fee / account holder | $1,560 | $9,725-84.0% | $8,342-81.3% | $12,270-87.3% |