Filed April 2, 2024
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,496 | $138,386-11.5% | $184,260-33.5% | $80,935+51.4% |
| Participation rate | 68.0% | 83.9%-15.9pp | 86.8%-18.8pp | 67.7%+0.3pp |
| Annual return | 22.34% | 20.02%+2.3pp | 28.84%-6.5pp | 35.66%-13.3pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,480 | $7,076+19.9% | $9,133-7.1% | $4,299+97.2% |
| Admin fee / account holder | $3,302 | $10,489-68.5% | $13,898-76.2% | $6,924-52.3% |