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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,922 | $183,516-73.3% | $155,534-68.5% | $145,884-66.5% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 15.09% | 61.43%-46.3pp | 64.92%-49.8pp | 551.85%-536.8pp |
| Employer contribution / active EE | $1,971 | $5,315-62.9% | $4,675-57.8% | $4,662-57.7% |
| Participant deferral / active EE | $6,500 | $6,467+0.5% | $5,630+15.4% | $6,690-2.8% |
| Admin fee / account holder | $751 | $19,293-96.1% | $15,900-95.3% | $13,392-94.4% |