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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,913 | $117,895+84.0% | $102,460+111.7% | $145,897+48.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.69% | 31.92%-19.2pp | 29.47%-16.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $13,434 | $5,736+134.2% | $5,056+165.7% | $6,689+100.8% |
| Admin fee / account holder | $9,323 | $13,353-30.2% | $9,460-1.4% | $13,390-30.4% |