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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,068 | $88,754+86.0% | $81,820+101.7% | $145,877+13.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.44% | 1031.77%-1021.3pp | 777.93%-767.5pp | 551.28%-540.8pp |
| Employer contribution / active EE | $17,162 | $3,085+456.2% | $2,915+488.7% | $4,663+268.0% |
| Participant deferral / active EE | $4,397 | $4,648-5.4% | $4,323+1.7% | $6,691-34.3% |
| Admin fee / account holder | $1,991 | $8,424-76.4% | $7,391-73.1% | $13,402-85.1% |