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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,068 | $88,815+85.9% | $81,882+101.6% | $145,897+13.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.44% | 1033.75%-1023.3pp | 779.47%-769.0pp | 552.29%-541.9pp |
| Employer contribution / active EE | $17,162 | $3,086+456.1% | $2,916+488.5% | $4,663+268.1% |
| Participant deferral / active EE | $4,397 | $4,647-5.4% | $4,323+1.7% | $6,689-34.3% |
| Admin fee / account holder | $1,991 | $8,434-76.4% | $7,360-72.9% | $13,390-85.1% |