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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,044 | $124,425-92.7% | $112,040-91.9% | $137,256-93.4% |
| Participation rate | 78.6% | 79.3%-0.7pp | 76.5%+2.1pp | 80.0%-1.4pp |
| Annual return | 23.62% | 24.72%-1.1pp | 24.52%-0.9pp | 220.34%-196.7pp |
| Employer contribution / active EE | $2,038 | $3,411-40.3% | $2,954-31.0% | $4,156-51.0% |
| Participant deferral / active EE | $3,768 | $5,718-34.1% | $5,098-26.1% | $6,407-41.2% |
| Admin fee / account holder | $3,928 | $15,207-74.2% | $12,098-67.5% | $12,270-68.0% |