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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,118 | $155,555-54.9% | $146,866-52.3% | $155,188-54.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 14.66% | 115.41%-100.8pp | 102.85%-88.2pp | 148.84%-134.2pp |
| Employer contribution / active EE | $844 | $4,647-81.8% | $4,425-80.9% | $4,248-80.1% |
| Participant deferral / active EE | $10,341 | $8,044+28.6% | $7,759+33.3% | $6,531+58.3% |
| Admin fee / account holder | $34,551 | $14,755+134.2% | $13,620+153.7% | $14,480+138.6% |