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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,442 | $72,071+57.4% | $68,368+65.9% | $137,256-17.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.60% | 353.14%-334.5pp | 292.57%-274.0pp | 220.34%-201.7pp |
| Employer contribution / active EE | $3,004 | $2,788+7.8% | $2,649+13.4% | $4,156-27.7% |
| Participant deferral / active EE | $7,710 | $4,410+74.8% | $4,123+87.0% | $6,407+20.3% |
| Admin fee / account holder | $25,643 | $5,336+380.6% | $5,150+397.9% | $12,270+109.0% |