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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,442 | $114,013-0.5% | $103,693+9.4% | $155,188-26.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 18.60% | 49.31%-30.7pp | 47.61%-29.0pp | 148.84%-130.2pp |
| Employer contribution / active EE | $3,004 | $3,131-4.1% | $2,920+2.9% | $4,248-29.3% |
| Participant deferral / active EE | $7,710 | $4,970+55.1% | $4,579+68.4% | $6,531+18.1% |
| Admin fee / account holder | $25,643 | $8,407+205.0% | $7,858+226.3% | $14,480+77.1% |