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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,404 | $160,028-64.8% | $147,080-61.7% | $145,884-61.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 7.78% | 98.60%-90.8pp | 420.17%-412.4pp | 551.85%-544.1pp |
| Employer contribution / active EE | $2,814 | $5,286-46.8% | $4,933-43.0% | $4,662-39.6% |
| Participant deferral / active EE | $6,627 | $8,422-21.3% | $8,066-17.8% | $6,690-0.9% |
| Admin fee / account holder | $12,279 | $15,030-18.3% | $12,989-5.5% | $13,392-8.3% |