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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,522 | $106,749-47.1% | $145,433-61.1% | $82,448-31.4% |
| Participation rate | 78.8% | 75.6%+3.1pp | 82.1%-3.3pp | 68.1%+10.7pp |
| Annual return | 39.92% | 27.59%+12.3pp | 66.58%-26.7pp | 41.64%-1.7pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $10,227 | $6,519+56.9% | $7,897+29.5% | $4,139+147.1% |
| Admin fee / account holder | $3,722 | $8,390-55.6% | $13,129-71.6% | $7,234-48.5% |