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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,522 | $106,524-46.9% | $152,301-62.9% | $87,485-35.4% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.4%-3.7pp | 68.9%+9.9pp |
| Annual return | 39.92% | 26.89%+13.0pp | 80.50%-40.6pp | 26.06%+13.9pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $10,227 | $6,525+56.7% | $8,004+27.8% | $4,274+139.3% |
| Admin fee / account holder | $3,722 | $8,287-55.1% | $14,398-74.1% | $7,775-52.1% |