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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,899 | $106,749-23.3% | $145,433-43.7% | $82,448-0.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 37.64% | 27.59%+10.0pp | 66.58%-28.9pp | 41.64%-4.0pp |
| Employer contribution / active EE | $5,854 | $3,444+70.0% | $4,554+28.5% | $2,551+129.5% |
| Participant deferral / active EE | $12,601 | $6,519+93.3% | $7,897+59.6% | $4,139+204.4% |
| Admin fee / account holder | $5,563 | $8,390-33.7% | $13,129-57.6% | $7,234-23.1% |