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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $649 | $67,823-99.0% | $52,425-98.8% | $137,256-99.5% |
| Participation rate | 19.0% | 63.9%-44.9pp | 55.6%-36.6pp | 80.0%-60.9pp |
| Annual return | 31.12% | 219.11%-188.0pp | 302.12%-271.0pp | 220.34%-189.2pp |
| Employer contribution / active EE | $67 | $1,163-94.2% | $914-92.6% | $4,156-98.4% |
| Participant deferral / active EE | $249 | $2,288-89.1% | $1,790-86.1% | $6,407-96.1% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |