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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,560 | $87,166-66.1% | $76,735-61.5% | $137,256-78.5% |
| Participation rate | 20.0% | 74.4%-54.4pp | 69.5%-49.5pp | 80.0%-60.0pp |
| Annual return | 20.56% | 26.50%-5.9pp | 29.77%-9.2pp | 220.34%-199.8pp |
| Employer contribution / active EE | $758 | $2,904-73.9% | $2,454-69.1% | $4,156-81.8% |
| Participant deferral / active EE | $432 | $4,726-90.9% | $4,088-89.4% | $6,407-93.3% |
| Admin fee / account holder | $758 | $8,403-91.0% | $7,189-89.5% | $12,270-93.8% |