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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,348 | $124,425-43.5% | $112,040-37.2% | $137,256-48.7% |
| Participation rate | 42.9% | 79.3%-36.5pp | 76.5%-33.6pp | 80.0%-37.1pp |
| Annual return | 211.91% | 24.72%+187.2pp | 24.52%+187.4pp | 220.34%-8.4pp |
| Employer contribution / active EE | $1,693 | $3,411-50.4% | $2,954-42.7% | $4,156-59.3% |
| Participant deferral / active EE | $2,835 | $5,718-50.4% | $5,098-44.4% | $6,407-55.8% |
| Admin fee / account holder | $1,771 | $15,207-88.4% | $12,098-85.4% | $12,270-85.6% |