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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,988 | $100,147-91.0% | $81,286-88.9% | $145,877-93.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 78.15% | 34.44%+43.7pp | 24.80%+53.4pp | 551.28%-473.1pp |
| Employer contribution / active EE | $1,869 | $2,977-37.2% | $2,463-24.1% | $4,663-59.9% |
| Participant deferral / active EE | $2,487 | $4,607-46.0% | $3,883-36.0% | $6,691-62.8% |
| Admin fee / account holder | $2,965 | $8,201-63.8% | $5,764-48.6% | $13,402-77.9% |