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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,081 | $102,245-83.3% | $89,340-80.9% | $137,256-87.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 31.97% | 21.89%+10.1pp | 20.57%+11.4pp | 220.34%-188.4pp |
| Employer contribution / active EE | $1,148 | $2,529-54.6% | $2,231-48.5% | $4,156-72.4% |
| Participant deferral / active EE | $2,720 | $4,436-38.7% | $3,823-28.9% | $6,407-57.6% |
| Admin fee / account holder | $4,612 | $8,085-43.0% | $6,704-31.2% | $12,270-62.4% |