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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,988 | $100,262-91.0% | $81,370-89.0% | $145,897-93.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 78.15% | 34.52%+43.6pp | 24.85%+53.3pp | 552.29%-474.1pp |
| Employer contribution / active EE | $1,869 | $2,979-37.3% | $2,464-24.2% | $4,663-59.9% |
| Participant deferral / active EE | $2,487 | $4,612-46.1% | $3,885-36.0% | $6,689-62.8% |
| Admin fee / account holder | $2,965 | $8,163-63.7% | $5,749-48.4% | $13,390-77.9% |