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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,929 | $124,980-92.1% | $108,359-90.8% | $154,746-93.6% |
| Participation rate | 83.3% | 75.2%+8.2pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 15.69% | 45.00%-29.3pp | 36.89%-21.2pp | 172.34%-156.7pp |
| Employer contribution / active EE | $805 | $2,851-71.8% | $2,399-66.5% | $4,379-81.6% |
| Participant deferral / active EE | $1,556 | $4,743-67.2% | $4,137-62.4% | $6,730-76.9% |
| Admin fee / account holder | $359 | $11,502-96.9% | $9,741-96.3% | $14,365-97.5% |