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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,066 | $100,004+28.1% | $81,438+57.3% | $145,959-12.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 5.82% | 34.34%-28.5pp | 24.74%-18.9pp | 561.95%-556.1pp |
| Employer contribution / active EE | $5,000 | $2,970+68.4% | $2,460+103.2% | $4,661+7.3% |
| Participant deferral / active EE | $20,000 | $4,603+334.5% | $3,883+415.0% | $6,689+199.0% |
| Admin fee / account holder | $57,668 | $8,202+603.1% | $5,764+900.6% | $13,398+330.4% |