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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,066 | $100,262+27.7% | $81,370+57.4% | $145,897-12.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 5.82% | 34.52%-28.7pp | 24.85%-19.0pp | 552.29%-546.5pp |
| Employer contribution / active EE | $5,000 | $2,979+67.9% | $2,464+102.9% | $4,663+7.2% |
| Participant deferral / active EE | $20,000 | $4,612+333.6% | $3,885+414.8% | $6,689+199.0% |
| Admin fee / account holder | $57,668 | $8,163+606.5% | $5,749+903.1% | $13,390+330.7% |