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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,606 | $110,410+175.0% | $102,437+196.4% | $145,897+108.1% |
| Participation rate | 33.3% | 77.9%-44.6pp | 74.5%-41.2pp | 80.3%-47.0pp |
| Annual return | 22.12% | 24.85%-2.7pp | 24.95%-2.8pp | 552.29%-530.2pp |
| Employer contribution / active EE | $933 | $4,217-77.9% | $3,871-75.9% | $4,663-80.0% |
| Participant deferral / active EE | $6,413 | $5,622+14.1% | $5,060+26.7% | $6,689-4.1% |
| Admin fee / account holder | $20 | $9,745-99.8% | $8,388-99.8% | $13,390-99.9% |