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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,641 | $196,972-83.9% | $182,262-82.6% | $198,609-84.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 14.27% | 158.27%-144.0pp | 140.60%-126.3pp | 202.70%-188.4pp |
| Employer contribution / active EE | $2,088 | $5,364-61.1% | $5,046-58.6% | $5,055-58.7% |
| Participant deferral / active EE | $4,016 | $8,643-53.5% | $8,276-51.5% | $6,977-42.4% |
| Admin fee / account holder | $2,581 | $18,429-86.0% | $16,712-84.6% | $19,030-86.4% |