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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,161 | $275,752+16.5% | $256,809+25.1% | $198,609+61.7% |
| Participation rate | 42.9% | 89.2%-46.3pp | 88.5%-45.7pp | 82.4%-39.5pp |
| Annual return | 18.81% | 34.81%-16.0pp | 32.73%-13.9pp | 202.70%-183.9pp |
| Employer contribution / active EE | $2,173 | $7,721-71.9% | $7,263-70.1% | $5,055-57.0% |
| Participant deferral / active EE | $10,500 | $10,037+4.6% | $9,520+10.3% | $6,977+50.5% |
| Admin fee / account holder | $0 | $25,716-100.0% | $25,146-100.0% | $19,030-100.0% |