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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,127 | $160,070-66.2% | $147,117-63.2% | $145,897-62.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.94% | 98.69%-78.7pp | 420.54%-400.6pp | 552.29%-532.3pp |
| Employer contribution / active EE | $6,238 | $5,285+18.0% | $4,932+26.5% | $4,663+33.8% |
| Participant deferral / active EE | $19,373 | $8,419+130.1% | $8,065+140.2% | $6,689+189.6% |
| Admin fee / account holder | $1,874 | $15,035-87.5% | $12,993-85.6% | $13,390-86.0% |