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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,000 | $111,830-45.5% | $93,696-34.9% | $145,884-58.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 20.51% | 204.08%-183.6pp | 133.74%-113.2pp | 551.85%-531.3pp |
| Employer contribution / active EE | $16,798 | $3,093+443.1% | $2,422+593.6% | $4,662+260.3% |
| Participant deferral / active EE | $14,226 | $4,920+189.1% | $4,417+222.1% | $6,690+112.7% |
| Admin fee / account holder | $10,922 | $10,249+6.6% | $8,287+31.8% | $13,392-18.4% |