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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,964 | $102,429-38.5% | $147,096-57.2% | $80,925-22.2% |
| Participation rate | 93.8% | 75.9%+17.9pp | 82.2%+11.6pp | 67.7%+26.1pp |
| Annual return | 14.90% | 135.02%-120.1pp | 419.75%-404.8pp | 35.65%-20.7pp |
| Employer contribution / active EE | $685 | $3,716-81.6% | $4,936-86.1% | $2,756-75.2% |
| Participant deferral / active EE | $13,696 | $6,649+106.0% | $8,071+69.7% | $4,299+218.6% |
| Admin fee / account holder | $1,293 | $7,957-83.8% | $13,005-90.1% | $6,940-81.4% |