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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,127 | $155,555-62.0% | $146,866-59.7% | $155,188-61.9% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.5%+7.5pp | 80.8%+9.2pp |
| Annual return | 15.79% | 115.41%-99.6pp | 102.85%-87.1pp | 148.84%-133.0pp |
| Employer contribution / active EE | $2,490 | $4,647-46.4% | $4,425-43.7% | $4,248-41.4% |
| Participant deferral / active EE | $5,839 | $8,044-27.4% | $7,759-24.7% | $6,531-10.6% |
| Admin fee / account holder | $1,370 | $14,755-90.7% | $13,620-89.9% | $14,480-90.5% |