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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,155 | $72,465-21.1% | $67,575-15.4% | $145,884-60.8% |
| Participation rate | 70.6% | 76.9%-6.3pp | 72.9%-2.3pp | 80.3%-9.7pp |
| Annual return | 14.25% | 7222.56%-7208.3pp | 3528.98%-3514.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $1,533 | $3,074-50.1% | $2,736-44.0% | $4,662-67.1% |
| Participant deferral / active EE | $5,906 | $4,786+23.4% | $4,003+47.5% | $6,690-11.7% |
| Admin fee / account holder | $569 | $5,515-89.7% | $3,993-85.7% | $13,392-95.8% |