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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,758 | $154,228-72.3% | $145,433-70.6% | $137,256-68.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 4.07% | 74.59%-70.5pp | 66.58%-62.5pp | 220.34%-216.3pp |
| Employer contribution / active EE | $4,624 | $4,804-3.8% | $4,554+1.5% | $4,156+11.2% |
| Participant deferral / active EE | $15,038 | $8,216+83.0% | $7,897+90.4% | $6,407+134.7% |
| Admin fee / account holder | $13,564 | $14,344-5.4% | $13,129+3.3% | $12,270+10.5% |