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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,964 | $58,627-84.7% | $76,735-88.3% | $82,448-89.1% |
| Participation rate | 68.4% | 63.2%+5.2pp | 69.5%-1.1pp | 68.1%+0.4pp |
| Annual return | 21.79% | 39.10%-17.3pp | 29.77%-8.0pp | 41.64%-19.8pp |
| Employer contribution / active EE | $1,311 | $1,729-24.2% | $2,454-46.6% | $2,551-48.6% |
| Participant deferral / active EE | $1,623 | $3,134-48.2% | $4,088-60.3% | $4,139-60.8% |
| Admin fee / account holder | $163 | $5,323-96.9% | $7,189-97.7% | $7,234-97.7% |