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| Provider | Service type | Compensation |
|---|---|---|
GARDE CAPITAL9 years Service code 26 · EIN 27-0321092 | Advisory (Participants) | $38,769 |
Service code 15 · EIN 91-1035498 | Recordkeeping | $2,474 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,562 | $66,459-28.4% | $81,286-41.5% | $77,714-38.8% |
| Participation rate | 67.5% | 68.7%-1.2pp | 69.5%-2.0pp | 70.6%-3.1pp |
| Annual return | 13.57% | 15.95%-2.4pp | 24.80%-11.2pp | 31.26%-17.7pp |
| Employer contribution / active EE | $982 | $2,156-54.5% | $2,463-60.1% | $2,727-64.0% |
| Participant deferral / active EE | $4,646 | $3,674+26.4% | $3,883+19.6% | $4,649-0.1% |
| Admin fee / account holder | $153 | $585-73.8% | $5,764-97.3% | $433-64.6% |