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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,289 | $81,487-75.1% | $102,412-80.2% | $80,935-74.9% |
| Participation rate | 87.9% | 66.8%+21.0pp | 74.5%+13.4pp | 67.7%+20.2pp |
| Annual return | 67.26% | 25.60%+41.7pp | 24.94%+42.3pp | 35.66%+31.6pp |
| Employer contribution / active EE | $3,423 | $3,103+10.3% | $3,870-11.5% | $2,757+24.2% |
| Participant deferral / active EE | $5,394 | $3,871+39.4% | $5,060+6.6% | $4,299+25.5% |
| Admin fee / account holder | $1,899 | $6,717-71.7% | $8,388-77.4% | $6,924-72.6% |