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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,192 | $111,535-28.1% | $105,223-23.8% | $137,256-41.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.51% | 237.85%-217.3pp | 180.65%-160.1pp | 220.34%-199.8pp |
| Employer contribution / active EE | $40,399 | $3,939+925.5% | $3,689+995.3% | $4,156+872.0% |
| Participant deferral / active EE | $11,813 | $5,500+114.8% | $5,072+132.9% | $6,407+84.4% |
| Admin fee / account holder | $1,122 | $9,721-88.5% | $8,859-87.3% | $12,270-90.9% |