Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,356 | $63,845-68.1% | $81,370-75.0% | $80,959-74.9% |
| Participation rate | 26.9% | 63.9%-37.0pp | 69.5%-42.7pp | 67.7%-40.8pp |
| Annual return | 14.17% | 16.37%-2.2pp | 24.85%-10.7pp | 35.67%-21.5pp |
| Employer contribution / active EE | $269 | $1,980-86.4% | $2,464-89.1% | $2,757-90.2% |
| Participant deferral / active EE | $1,300 | $3,093-58.0% | $3,885-66.5% | $4,300-69.8% |
| Admin fee / account holder | $3,270 | $5,688-42.5% | $5,749-43.1% | $6,925-52.8% |