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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,460 | $154,228-23.2% | $145,433-18.5% | $137,256-13.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.10% | 74.59%-65.5pp | 66.58%-57.5pp | 220.34%-211.2pp |
| Employer contribution / active EE | $2,350 | $4,804-51.1% | $4,554-48.4% | $4,156-43.4% |
| Participant deferral / active EE | $3,348 | $8,216-59.2% | $7,897-57.6% | $6,407-47.7% |
| Admin fee / account holder | $70,949 | $14,344+394.6% | $13,129+440.4% | $12,270+478.2% |