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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,236 | $102,429-84.1% | $147,096-89.0% | $80,925-79.9% |
| Participation rate | 96.4% | 75.9%+20.5pp | 82.2%+14.2pp | 67.7%+28.7pp |
| Annual return | 19.02% | 135.02%-116.0pp | 419.75%-400.7pp | 35.65%-16.6pp |
| Employer contribution / active EE | $2,079 | $3,716-44.1% | $4,936-57.9% | $2,756-24.6% |
| Participant deferral / active EE | $4,260 | $6,649-35.9% | $8,071-47.2% | $4,299-0.9% |
| Admin fee / account holder | $1,341 | $7,957-83.1% | $13,005-89.7% | $6,940-80.7% |