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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,420 | $159,978-71.0% | $147,041-68.4% | $145,978-68.2% |
| Participation rate | 81.3% | 84.0%-2.8pp | 82.2%-0.9pp | 80.3%+1.0pp |
| Annual return | 20.84% | 98.36%-77.5pp | 419.21%-398.4pp | 550.52%-529.7pp |
| Employer contribution / active EE | $9,087 | $5,288+71.8% | $4,935+84.1% | $4,662+94.9% |
| Participant deferral / active EE | $13,913 | $8,429+65.1% | $8,071+72.4% | $6,690+108.0% |
| Admin fee / account holder | $21,873 | $15,053+45.3% | $13,006+68.2% | $13,400+63.2% |