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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,420 | $160,028-71.0% | $147,080-68.4% | $145,884-68.2% |
| Participation rate | 81.3% | 84.0%-2.8pp | 82.2%-0.9pp | 80.3%+0.9pp |
| Annual return | 20.84% | 98.60%-77.8pp | 420.17%-399.3pp | 551.85%-531.0pp |
| Employer contribution / active EE | $9,087 | $5,286+71.9% | $4,933+84.2% | $4,662+94.9% |
| Participant deferral / active EE | $13,913 | $8,422+65.2% | $8,066+72.5% | $6,690+108.0% |
| Admin fee / account holder | $21,873 | $15,030+45.5% | $12,989+68.4% | $13,392+63.3% |