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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,345 | $138,312-78.8% | $122,979-76.1% | $155,188-81.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 6.04% | 22.06%-16.0pp | 20.12%-14.1pp | 148.84%-142.8pp |
| Employer contribution / active EE | $1,573 | $3,530-55.5% | $3,062-48.6% | $4,248-63.0% |
| Participant deferral / active EE | $3,016 | $5,592-46.1% | $5,003-39.7% | $6,531-53.8% |
| Admin fee / account holder | $14,057 | $15,089-6.8% | $12,864+9.3% | $14,480-2.9% |