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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,592 | $154,228-57.5% | $145,433-54.9% | $137,256-52.2% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 21.29% | 74.59%-53.3pp | 66.58%-45.3pp | 220.34%-199.1pp |
| Employer contribution / active EE | $1,854 | $4,804-61.4% | $4,554-59.3% | $4,156-55.4% |
| Participant deferral / active EE | $4,201 | $8,216-48.9% | $7,897-46.8% | $6,407-34.4% |
| Admin fee / account holder | $372 | $14,344-97.4% | $13,129-97.2% | $12,270-97.0% |