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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,308 | $76,519-95.7% | $56,025-94.1% | $145,897-97.7% |
| Participation rate | 65.2% | 63.2%+2.0pp | 52.5%+12.7pp | 80.3%-15.1pp |
| Annual return | 9.86% | 3017.03%-3007.2pp | 1712.69%-1702.8pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,778 | $1,383+100.8% | $1,042+166.7% | $4,663-40.4% |
| Participant deferral / active EE | $287 | $2,624-89.1% | $1,955-85.3% | $6,689-95.7% |
| Admin fee / account holder | $9 | $3,331-99.7% | $2,828-99.7% | $13,390-99.9% |