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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,308 | $76,785-95.7% | $56,441-94.1% | $145,959-97.7% |
| Participation rate | 65.2% | 63.2%+2.0pp | 52.5%+12.7pp | 80.3%-15.1pp |
| Annual return | 9.86% | 3000.51%-2990.7pp | 1704.21%-1694.4pp | 561.95%-552.1pp |
| Employer contribution / active EE | $2,778 | $1,381+101.2% | $1,039+167.4% | $4,661-40.4% |
| Participant deferral / active EE | $287 | $2,624-89.1% | $1,953-85.3% | $6,689-95.7% |
| Admin fee / account holder | $9 | $3,334-99.7% | $2,829-99.7% | $13,398-99.9% |