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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,936 | $160,070-61.9% | $147,117-58.6% | $145,897-58.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.40% | 98.69%-85.3pp | 420.54%-407.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $26,111 | $5,285+394.1% | $4,932+429.4% | $4,663+460.0% |
| Participant deferral / active EE | $66,336 | $8,419+687.9% | $8,065+722.6% | $6,689+891.7% |
| Admin fee / account holder | $8,177 | $15,035-45.6% | $12,993-37.1% | $13,390-38.9% |