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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,286 | $68,097+578.9% | $62,929+634.6% | $137,256+236.8% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 18.92% | 1859.11%-1840.2pp | 1063.93%-1045.0pp | 220.34%-201.4pp |
| Employer contribution / active EE | $26,000 | $2,811+824.9% | $2,505+938.1% | $4,156+525.6% |
| Participant deferral / active EE | $26,000 | $4,553+471.1% | $3,888+568.7% | $6,407+305.8% |
| Admin fee / account holder | $1,734 | $6,521-73.4% | $5,065-65.8% | $12,270-85.9% |