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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,146 | $289,211-90.3% | $260,467-89.2% | $198,609-85.8% |
| Participation rate | 45.5% | 83.1%-37.7pp | 80.5%-35.0pp | 82.4%-36.9pp |
| Annual return | 21.43% | 112.90%-91.5pp | 100.60%-79.2pp | 202.70%-181.3pp |
| Employer contribution / active EE | $1,305 | $4,663-72.0% | $4,239-69.2% | $5,055-74.2% |
| Participant deferral / active EE | $5,151 | $6,812-24.4% | $6,319-18.5% | $6,977-26.2% |
| Admin fee / account holder | $36 | $16,236-99.8% | $15,461-99.8% | $19,030-99.8% |