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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,380 | $95,453-17.9% | $112,040-30.0% | $82,448-4.9% |
| Participation rate | 67.6% | 72.8%-5.2pp | 76.5%-8.9pp | 68.1%-0.5pp |
| Annual return | 16.59% | 23.92%-7.3pp | 24.52%-7.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $2,432 | $2,318+4.9% | $2,954-17.7% | $2,551-4.7% |
| Participant deferral / active EE | $4,851 | $4,224+14.9% | $5,098-4.8% | $4,139+17.2% |
| Admin fee / account holder | $956 | $9,013-89.4% | $12,098-92.1% | $7,234-86.8% |